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Minnesota Health Insurance Marketplaces and Exchanges

To get affordable health insurance in Minnesota, choose one of the following:

What This Page Covers

After reading this page, you will know more about Minnesota health insurance marketplaces and exchanges. You will learn the difference between the public and private marketplaces and exchanges, who manages them, and what their purpose is.

What Are Health Insurance Marketplaces And Exchanges?

Exchanges or marketplaces are services that enable enrollment in insurance either through a public or private forum. These forums are accessible through multiple portals and websites.

Minnesota Private Exchanges vs Public Exchanges

Private Exchanges

The private exchange is designed to be used by employers to allow employees to enroll in a pre-selected company health insurance plan. It is also where individuals and small businesses shop and enroll for coverage during the open enrollment window. Consulting firms or brokers typically run the private exchange utilized by an employer.

The following carriers are available on the public exchange in Minnesota:

PreferredOne Insurance Company
BCBSM, INC.
HealthPartners
Medica
Blue Plus

Public Exchanges

The public exchange for Minnesota is run by the state through MNsure. Currently, there is only one plan available and the state is hoping to bring more options into the exchange before open enrollment begins. MNsure has struggled to grow in market share, but has slowly increased over time and seems to be making traction. When using the public exchange, your application will also verify if you qualify for Medicaid, CHIP, or other discounts based on income level.

The following carriers are available on the Minnesota public exchange: